•CEO buying activity detected. When chief executives put their own money at risk, it is historically a strong bullish signal.
•CFO buying activity detected. Statistical studies show CFO purchases have high predictive power due to their direct visibility into balance sheet details.
•Significant liquidation: total sale value exceeds $10M.
Score Methodology
The Insider Confidence Score (1-100) measures executive conviction. Starting from a neutral 50, it adjusts based on:
+15Strong Buy Ratio: Purchases > 70% of volume (or up to -15 for heavy sales).
+20Cluster Buying: ≥3 unique insiders buying within a 30-day window.
+15CEO Buying: CEO committing own capital shows high conviction.
HRTG has an insider buy conviction of 4%, compared to the Unknown sector buy average of 20%. HRTG ranks #148 in insider activity out of 270 tracked companies in its industry.
Top Insiders
Most active traders
M
1
Multiple Insiders
S - Sale Insiders
0 buys46 sells
$13.96B total
W
2
Widdicombe Richard A
Chairman
0 buys3 sells
$6.61M total
G
3
Garateix Ernie J
CEO
2 buys17 sells
$4.37M total
M
4
Moura Timothy
See Remarks
0 buys3 sells
$2.57M total
B
5
Binnun Sharon
Chief Accounting Officer
0 buys9 sells
$2.52M total
Insider Trading Summary
Automated trend commentary
Over the last 90 days, corporate insiders at HRTG (HRTG) engaged in a total of 97 transactions reported via SEC Form 4 filings. Among these, 7 were open-market purchases and 44 were sales. The total volume of insider trading reached $20.83M.
The net insider activity for HRTG shows a net selling bias of $19.21M. This activity represents a 4% buy ratio, suggesting that insiders are currently bearish on the company's near-term outlook relative to recent history.
The most notable individual transaction was a Sale by Multiple Insiders (P - Purchase Insiders), who traded 1.27M shares valued at $6.35B on Mar 14, 2025.
Answers to common questions regarding corporate filings and executive sentiment for HRTG.
Based on SEC Form 4 disclosures, the Insider Confidence Score for HRTG is currently 70/100, which reflects a moderate accumulation bias. This calculation accounts for a total of 7 purchases and 44 sales by company executives over the last 90 days.
The CEO Conviction Index for HRTG is rated as "High Conviction Accumulation". Executive buying is typically a strong vote of confidence as C-level leaders have the most intimate knowledge of their firm's prospects. Officer selling, on the other hand, is often routine and does not automatically signal operational weakness.
No. Insider tracking is a highly informative technical signal that indicates executive sentiment, but it should not be the sole basis for a transaction. Investors should combine this filing analysis with company financials, sector trends, and risk management criteria.